Updates and Tools
How to Provide “View Only” Bank Account Access to Your Bookkeeper
Bookkeeping requires some amount of access to your financials in order to help you and your business. It is ideal if your bookkeeper has access to your bank account so they can view transactions and keep track of them. We understand some clients don't feel comfortable giving their bookkeeper full access to their bank account. We suggest providing “view only” bank account access to your accountant. Here's what you'll need to do in order to grant your accountant access:
Choose Your Bank
You can grant an individual online “View Only” access to one or more of your accounts, manage their usernames and passwords, and edit/cancel a guest user’s access anytime.
Login to U.S. Bank online using your business user ID
Find the “I’d Like To” menu located on the left side of the page and choose Managed Shared Access
Or you can click “Customer Service” and then select Shared Access
After signing in, choose "Account management" and then "Access & Security Manager"
Choose "Add authorized user" and fill in their required information, choose "Next"
Review information and choose "Add user"
Provide the username to your authorized user - they will receive an email from Chase with a temporary password to sign in
To assign rights, start by selecting access level under each account
Based on access level selected – choose some, all or none of the additional services we offer and assign daily limits
Choose "Next" when finished and then "Next" again to confirm
Manage your authorized user info, security and rights anytime on the Access & Security Manager dashboard
To permit a secondary user to view your American Express business account, you need to set up their account with Amex’s Account Manager feature. With this functionality, you can provide your bookkeeper a Limited Access to your bank records. You can modify your user privileges by going to My Account > User Administration and clicking on View/Modify to create view only bank account access. You will then be directed to a view where you can change these settings.
Bank of America
BB & T
You must enroll in BB&T’s Small Business Online program in order to give your bookkeeper view only bank account access. Once you are enrolled, open the business services menu of the program, and click Multiple User Access (Subscribe). This feature allows you to add and limit the viewing access of up to 25 users per account.
You will need to use Capital One's Treasury Management feature to delegate your bookkeeper's viewing access to view only. With this feature, you can adjust the access settings of your authorized users.
At Fidelity Investments, you can give your bookkeeper access to your accounts with one of four permissions. These permission-levels include Inquiry, Limited, Full, or POA. The Inquiry access will limit privileges to view only bank account access so you accountant can see your balances and tax forms.